:root {
  --primary-red: #DC2626;
  --dark-red: #991B1B;
  --accent-red: #EF4444;
  --light-red: #FEE2E2;
  --white: #FFFFFF;
  --off-white: #F8F9FA;
  --light-gray: #F5F5F5;
  --medium-gray: #E0E0E0;
  --text-dark: #1A1A1A;
  --text-gray: #4A4A4A;
  --text-light: #6B6B6B;
  --border-gray: #D1D1D1;
  --success-green: #059669;
  --light-accent: #FEF2F2;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
  line-height: 1.6;
  color: var(--text-dark);
  background: var(--white);
}

/* Loading mechanism styles */
.dynamic-content {
    opacity: 0;
    transition: opacity 0.4s ease-in-out;
}
.dynamic-content.loaded {
    opacity: 1;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.top-banner {
  background: var(--text-dark);
  color: var(--white);
  padding: 12px 0;
  font-size: 14px;
}

.banner-content {
  display: flex;
  justify-content: center;
  gap: 35px;
  flex-wrap: wrap;
}

.banner-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--white);
  text-decoration: none;
  transition: opacity 0.3s;
}

.banner-item:hover {
  opacity: 0.8;
}

.banner-item svg {
  flex-shrink: 0;
}

.header {
  background: var(--white);
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
  position: sticky;
  top: 0;
  z-index: 1000;
}

.navbar {
  padding: 18px 0;
}

.nav-wrapper {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo {
  font-size: 26px;
  font-weight: 700;
  color: var(--text-dark);
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 10px;
}

.logo-text {
  color: var(--text-dark);
}

.mobile-menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.mobile-menu-toggle span {
  width: 25px;
  height: 3px;
  background: var(--text-dark);
  transition: all 0.3s;
  border-radius: 2px;
}

.mobile-menu-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(8px, 8px);
}

.mobile-menu-toggle.active span:nth-child(2) {
  opacity: 0;
}

.mobile-menu-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(7px, -7px);
}

.nav-items {
  display: flex;
  align-items: center;
  gap: 35px;
}

.nav-menu {
  display: flex;
  list-style: none;
  gap: 35px;
  align-items: center;
}

.nav-menu a {
  color: var(--text-dark);
  text-decoration: none;
  font-weight: 500;
  font-size: 15px;
  transition: color 0.3s;
  position: relative;
}

.nav-menu a:hover,
.nav-menu a.active {
  color: var(--accent-red);
}

.dropdown {
  position: relative;
}

.dropdown-toggle::after {
  content: '▼';
  font-size: 10px;
  margin-left: 6px;
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--white);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
  border-radius: 8px;
  padding: 12px 0;
  min-width: 200px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: all 0.3s;
  list-style: none;
}

.dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-menu li {
  padding: 0;
}

.dropdown-menu a {
  display: block;
  padding: 10px 20px;
  color: var(--text-dark);
  text-decoration: none;
  transition: background 0.3s, color 0.3s;
}

.dropdown-menu a:hover {
  background: var(--light-accent);
  color: var(--accent-red);
}

.btn-nav-cta {
  background: var(--accent-red);
  color: var(--white);
  padding: 12px 28px;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 600;
  font-size: 15px;
  transition: all 0.3s;
  border: 2px solid var(--accent-red);
}

.btn-nav-cta:hover {
  background: var(--primary-red);
  border-color: var(--primary-red);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(239, 68, 68, 0.3);
}

.hero {
  background: linear-gradient(135deg, var(--primary-red) 0%, var(--dark-red) 100%);
  color: var(--white);
  padding: 100px 0;
  position: relative;
  overflow: hidden;
}

.hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: transparent;
  z-index: 1;
}

.hero-content-wrapper {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.hero-text {
  max-width: 600px;
}

.hero-badge {
  background: rgba(255, 255, 255, 0.2);
  padding: 10px 20px;
  border-radius: 50px;
  display: inline-block;
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 25px;
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.3);
}

.hero h1 {
  font-size: 48px;
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 30px;
}

.btn-hero {
  display: inline-block;
  background: var(--white);
  color: var(--primary-red);
  padding: 16px 40px;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 700;
  font-size: 16px;
  transition: all 0.3s;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
}

.btn-hero:hover {
  background: var(--light-accent);
  transform: translateY(-3px);
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.3);
}

.hero-image {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
}

.hero-image img {
  width: 100%;
  height: auto;
  display: block;
}

.protection-section {
  padding: 80px 0;
  background: var(--white);
  text-align: center;
}

.protection-section h2 {
  font-size: 42px;
  font-weight: 700;
  margin-bottom: 15px;
  color: var(--text-dark);
}

.section-subtitle {
  font-size: 18px;
  color: var(--text-gray);
  margin-bottom: 50px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.protection-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 50px;
  max-width: 1100px;
  margin: 0 auto;
}

.protection-item {
  background: var(--light-gray);
  padding: 40px 35px;
  border-radius: 16px;
  transition: all 0.3s;
}

.protection-item:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
}

.protection-icon {
  width: 70px;
  height: 70px;
  background: var(--light-accent);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 25px;
  color: var(--accent-red);
}

.protection-item p {
  font-size: 17px;
  line-height: 1.7;
  color: var(--text-gray);
}

.services-section {
  padding: 80px 0;
  background: var(--light-gray);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.service-card {
  background: var(--white);
  border-radius: 12px;
  overflow: hidden;
  transition: all 0.3s;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
  border: 2px solid transparent;
}

.service-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.15);
  border-color: var(--accent-red);
}

.service-image {
  height: 200px;
  overflow: hidden;
}

.service-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.3s;
}

.service-card:hover .service-image img {
  transform: scale(1.1);
}

.service-content {
  padding: 25px;
}

.service-content h3 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--text-dark);
}

.service-content p {
  color: var(--text-gray);
  font-size: 15px;
  line-height: 1.6;
}

.trust-section {
  padding: 100px 0;
  background: var(--light-accent);
  color: var(--text-dark);
}

.trust-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.trust-image {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
}

.trust-image img {
  width: 100%;
  height: auto;
  display: block;
}

.trust-text h2 {
  font-size: 42px;
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 25px;
}

.trust-text p {
  font-size: 17px;
  line-height: 1.8;
  margin-bottom: 35px;
  color: var(--text-gray);
}

.trust-features {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 15px;
  margin-bottom: 35px;
}

.trust-feature {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 16px;
  font-weight: 500;
  color: var(--text-dark);
}

.trust-feature svg {
  flex-shrink: 0;
  color: var(--success-green);
}

.btn-trust {
  display: inline-block;
  background: var(--accent-red);
  color: var(--white);
  padding: 16px 40px;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 700;
  font-size: 16px;
  transition: all 0.3s;
}

.btn-trust:hover {
  background: var(--primary-red);
  transform: translateY(-3px);
  box-shadow: 0 8px 25px rgba(239, 68, 68, 0.3);
}

.main-services-section {
  padding: 80px 0;
  background: var(--white);
}

.section-title {
  text-align: center;
  font-size: 42px;
  font-weight: 700;
  margin-bottom: 60px;
  color: var(--text-dark);
  position: relative;
}

.section-title::after {
  content: '';
  display: block;
  width: 80px;
  height: 4px;
  background: var(--accent-red);
  margin: 25px auto 0;
  border-radius: 2px;
}

.main-services-grid {
  display: grid;
  gap: 50px;
}

.main-service-card {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  background: var(--light-gray);
  border-radius: 16px;
  overflow: hidden;
  padding: 50px;
  border: 2px solid transparent;
  transition: all 0.3s;
}

.main-service-card:hover {
  border-color: var(--accent-red);
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.08);
}

.main-service-card:nth-child(even) .main-service-image {
  order: 2;
}

.main-service-image {
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.1);
}

.main-service-image img {
  width: 100%;
  height: auto;
  display: block;
}

.main-service-content h3 {
  font-size: 32px;
  font-weight: 700;
  margin-bottom: 20px;
  color: var(--text-dark);
}

.main-service-content p {
  font-size: 16px;
  line-height: 1.8;
  color: var(--text-gray);
  margin-bottom: 25px;
}

.btn-service {
  display: inline-block;
  background: var(--accent-red);
  color: var(--white);
  padding: 14px 35px;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 600;
  font-size: 15px;
  transition: all 0.3s;
}

.btn-service:hover {
  background: var(--primary-red);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(239, 68, 68, 0.3);
}

.why-choose-section {
  padding: 80px 0;
  background: var(--light-gray);
}

.why-choose-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 35px;
}

.why-item {
  text-align: center;
  padding: 40px 25px;
  background: var(--white);
  border-radius: 12px;
  transition: all 0.3s;
  border: 2px solid transparent;
}

.why-item:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.1);
  border-color: var(--accent-red);
}

.why-icon {
  width: 80px;
  height: 80px;
  background: var(--light-accent);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 25px;
  color: var(--accent-red);
}

.why-item h3 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 15px;
  color: var(--text-dark);
}

.why-item p {
  color: var(--text-gray);
  font-size: 15px;
  line-height: 1.6;
}

.page-hero {
  background: linear-gradient(135deg, var(--primary-red) 0%, var(--dark-red) 100%);
  color: var(--white);
  padding: 80px 0;
  text-align: center;
}

.page-hero h1 {
  font-size: 48px;
  font-weight: 700;
  margin-bottom: 15px;
}

.page-hero p {
  font-size: 20px;
  opacity: 0.95;
}

.detail-section {
  padding: 80px 0;
  background: var(--white);
}

.detail-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.detail-content h2 {
  font-size: 38px;
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: 25px;
  color: var(--text-dark);
}

.lead-text {
  font-size: 19px;
  line-height: 1.7;
  color: var(--text-dark);
  margin-bottom: 20px;
  font-weight: 500;
}

.detail-content p {
  font-size: 16px;
  line-height: 1.8;
  color: var(--text-gray);
  margin-bottom: 16px;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 25px;
  margin-top: 40px;
}

.stat-box {
  text-align: center;
  padding: 30px 20px;
  background: linear-gradient(135deg, var(--light-accent) 0%, #ffffff 100%);
  border-radius: 12px;
  border: 2px solid var(--light-red);
  transition: all 0.3s;
}

.stat-box:hover {
  transform: translateY(-5px);
  box-shadow: 0 12px 24px rgba(239, 68, 68, 0.15);
  border-color: var(--accent-red);
}

.stat-number {
  font-size: 40px;
  font-weight: 700;
  color: var(--accent-red);
  margin-bottom: 8px;
}

.stat-label {
  font-size: 14px;
  color: var(--text-gray);
  font-weight: 500;
}

.detail-image {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 15px 50px rgba(0, 0, 0, 0.15);
}

.detail-image img {
  width: 100%;
  height: auto;
  display: block;
}

.types-section {
  padding: 80px 0;
  background: var(--light-gray);
}

.types-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 35px;
}

.type-card {
  background: var(--white);
  padding: 40px 30px;
  border-radius: 12px;
  text-align: center;
  transition: all 0.3s;
}

.type-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.15);
}

.type-icon {
  width: 90px;
  height: 90px;
  background: var(--light-accent);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 25px;
  color: var(--accent-red);
}

.type-card h3 {
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 15px;
  color: var(--text-dark);
}

.type-card p {
  color: var(--text-gray);
  line-height: 1.7;
  font-size: 15px;
}

.benefits-section {
  padding: 80px 0;
  background: var(--white);
}

.benefits-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.benefits-image {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 15px 50px rgba(0, 0, 0, 0.15);
}

.benefits-image img {
  width: 100%;
  height: auto;
  display: block;
}

.benefits-content h2 {
  font-size: 38px;
  font-weight: 700;
  margin-bottom: 35px;
  color: var(--text-dark);
}

.benefit-list {
  display: flex;
  flex-direction: column;
  gap: 25px;
}

.benefit-item {
  display: flex;
  gap: 20px;
}

.benefit-icon {
  width: 50px;
  height: 50px;
  background: var(--light-accent);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent-red);
  flex-shrink: 0;
}

.benefit-text h4 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 8px;
  color: var(--text-dark);
}

.benefit-text p {
  color: var(--text-gray);
  line-height: 1.7;
  font-size: 15px;
}

.process-section {
  padding: 80px 0;
  background: var(--light-gray);
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 35px;
}

.process-step {
  text-align: center;
  padding: 35px 25px;
  background: var(--white);
  border-radius: 12px;
  transition: all 0.3s;
}

.process-step:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.1);
}

.step-number {
  width: 60px;
  height: 60px;
  background: var(--accent-red);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  font-weight: 700;
  margin: 0 auto 25px;
}

.process-step h3 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--text-dark);
}

.process-step p {
  color: var(--text-gray);
  line-height: 1.6;
  font-size: 14px;
}

.coverage-section {
  padding: 80px 0;
  background: var(--white);
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.coverage-card {
  padding: 35px 25px;
  background: var(--light-gray);
  border-radius: 12px;
  transition: all 0.3s;
}

.coverage-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
}

.coverage-card h3 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--text-dark);
}

.coverage-card p {
  color: var(--text-gray);
  line-height: 1.6;
  font-size: 14px;
}

.stats-section {
  padding: 80px 0;
  background: var(--white);
}

.stats-wrapper {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 40px;
  text-align: center;
}

.stat-item {
  padding: 30px 20px;
  background: var(--light-gray);
  border-radius: 12px;
  transition: all 0.3s;
}

.stat-item:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
  background: var(--light-accent);
}

.stat-item .stat-number {
  font-size: 48px;
  font-weight: 700;
  color: var(--accent-red);
  margin-bottom: 10px;
  line-height: 1;
}

.stat-item .stat-label {
  font-size: 16px;
  color: var(--text-gray);
  font-weight: 500;
}

.how-it-works-section {
  padding: 80px 0;
  background: var(--light-gray);
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
  margin-top: 50px;
}

.step-card {
  background: var(--white);
  padding: 40px 30px;
  border-radius: 12px;
  text-align: center;
  position: relative;
  transition: all 0.3s;
  border: 2px solid transparent;
}

.step-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.12);
  border-color: var(--accent-red);
}

.step-number-badge {
  position: absolute;
  top: -15px;
  right: -15px;
  width: 45px;
  height: 45px;
  background: var(--accent-red);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 700;
  box-shadow: 0 4px 12px rgba(239, 68, 68, 0.3);
}

.step-icon {
  width: 80px;
  height: 80px;
  background: var(--light-accent);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 25px;
  color: var(--accent-red);
}

.step-card h3 {
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 15px;
  color: var(--text-dark);
}

.step-card p {
  font-size: 15px;
  line-height: 1.7;
  color: var(--text-gray);
}

.testimonials-section {
  padding: 80px 0;
  background: var(--white);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 35px;
  margin-top: 50px;
}

.testimonial-card {
  background: var(--light-gray);
  padding: 40px 35px;
  border-radius: 12px;
  transition: all 0.3s;
  position: relative;
}

.testimonial-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.1);
}

.testimonial-card::before {
  content: '"';
  position: absolute;
  top: 20px;
  left: 25px;
  font-size: 80px;
  color: var(--light-accent);
  font-family: Georgia, serif;
  line-height: 1;
}

.stars {
  display: flex;
  gap: 5px;
  margin-bottom: 20px;
  color: #FFC107;
}

.testimonial-text {
  font-size: 16px;
  line-height: 1.8;
  color: var(--text-gray);
  margin-bottom: 25px;
  position: relative;
  z-index: 1;
}

.testimonial-author {
  display: flex;
  flex-direction: column;
  gap: 5px;
}

.testimonial-author strong {
  font-size: 17px;
  font-weight: 700;
  color: var(--text-dark);
}

.testimonial-author span {
  font-size: 14px;
  color: var(--text-light);
}

.faq-section {
  padding: 80px 0;
  background: var(--light-gray);
}

.faq-wrapper {
  max-width: 900px;
  margin: 50px auto 0;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.faq-item {
  background: var(--white);
  border-radius: 12px;
  overflow: hidden;
  transition: all 0.3s;
}

.faq-item:hover {
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.08);
}

.faq-question {
  padding: 25px 30px;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  user-select: none;
}

.faq-question h3 {
  font-size: 19px;
  font-weight: 600;
  color: var(--text-dark);
  margin: 0;
}

.faq-icon {
  flex-shrink: 0;
  color: var(--accent-red);
  transition: transform 0.3s;
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease-out;
}

.faq-item.active .faq-answer {
  max-height: 500px;
}

.faq-answer p {
  padding: 0 30px 25px;
  font-size: 16px;
  line-height: 1.8;
  color: var(--text-gray);
  margin: 0;
}

.cta-section {
  padding: 100px 0;
  background: linear-gradient(135deg, var(--primary-red) 0%, var(--dark-red) 100%);
  color: var(--white);
  text-align: center;
}

.cta-section h2 {
  font-size: 42px;
  font-weight: 700;
  margin-bottom: 20px;
}

.cta-section p {
  font-size: 18px;
  margin-bottom: 35px;
  opacity: 0.95;
}

.btn-cta-white {
  display: inline-block;
  background: var(--white);
  color: var(--primary-red);
  padding: 18px 45px;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 700;
  font-size: 17px;
  transition: all 0.3s;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
}

.btn-cta-white:hover {
  background: var(--light-accent);
  transform: translateY(-3px);
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.3);
}

.contact-section {
  padding: 80px 0;
  background: var(--light-gray);
}

.contact-wrapper {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 50px;
  background: var(--white);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.1);
}

.contact-info-panel {
  background: linear-gradient(135deg, var(--primary-red) 0%, var(--dark-red) 100%);
  color: var(--white);
  padding: 50px 40px;
}

.contact-info-panel h2 {
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 20px;
}

.contact-info-panel p {
  font-size: 16px;
  line-height: 1.7;
  margin-bottom: 40px;
  opacity: 0.95;
}

.contact-details {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.contact-detail-item {
  display: flex;
  gap: 20px;
}

.contact-icon {
  width: 50px;
  height: 50px;
  background: rgba(255, 255, 255, 0.2);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-detail-text h4 {
  font-size: 16px;
  font-weight: 600;
  margin-bottom: 5px;
}

.contact-detail-text p {
  font-size: 15px;
  opacity: 0.9;
  margin: 0;
}

.contact-form-panel {
  padding: 50px 40px;
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: 25px;
}

.form-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group label {
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 8px;
  color: var(--text-dark);
}

.required {
  color: #DC2626;
  margin-left: 2px;
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 14px 16px;
  border: 2px solid var(--border-gray);
  border-radius: 8px;
  font-size: 15px;
  font-family: inherit;
  transition: all 0.3s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--accent-red);
  box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.1);
}

.form-group.error input,
.form-group.error select,
.form-group.error textarea {
  border-color: #DC2626;
}

.error-message {
  color: #DC2626;
  font-size: 13px;
  margin-top: 5px;
  display: none;
}

.form-group.error .error-message {
  display: block;
}

.checkbox-group {
  margin-top: 10px;
}

.checkbox-label {
  display: flex;
  gap: 12px;
  cursor: pointer;
  align-items: flex-start;
}

.checkbox-label input[type="checkbox"] {
  width: 20px;
  height: 20px;
  cursor: pointer;
  flex-shrink: 0;
  margin-top: 2px;
  accent-color: var(--accent-red);
}

.checkbox-text {
  font-size: 13px;
  line-height: 1.6;
  color: var(--text-gray);
}

.checkbox-text a {
  color: var(--accent-red);
  text-decoration: underline;
}

.btn-submit {
  background: var(--accent-red);
  color: var(--white);
  padding: 16px 40px;
  border: none;
  border-radius: 50px;
  font-size: 16px;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.3s;
  margin-top: 10px;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
}

.btn-submit .btn-spinner {
  display: none;
  width: 20px;
  height: 20px;
  border: 3px solid rgba(255, 255, 255, 0.3);
  border-radius: 50%;
  border-top-color: var(--white);
  animation: spin 0.8s linear infinite;
}

.btn-submit.loading {
  pointer-events: none;
  opacity: 0.8;
}

.btn-submit.loading .btn-text {
  display: none;
}

.btn-submit.loading .btn-spinner {
  display: block;
}

@keyframes spin {
  to {
    transform: rotate(360deg);
  }
}

.btn-submit:hover {
  background: var(--primary-red);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(239, 68, 68, 0.3);
}

.btn-submit.loading:hover {
  transform: none;
}

.modal {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0, 0, 0, 0.6);
  z-index: 10000;
  align-items: center;
  justify-content: center;
}

.modal.show {
  display: flex;
}

.modal-content {
  background: var(--white);
  padding: 50px;
  border-radius: 16px;
  text-align: center;
  max-width: 500px;
  width: 90%;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
}

.modal-icon {
  width: 80px;
  height: 80px;
  background: var(--success-green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 25px;
  color: var(--white);
}

.modal-content h2 {
  font-size: 32px;
  font-weight: 700;
  margin-bottom: 15px;
  color: var(--text-dark);
}

.modal-content p {
  font-size: 16px;
  line-height: 1.7;
  color: var(--text-gray);
  margin-bottom: 30px;
}

.btn-modal-close {
  background: var(--accent-red);
  color: var(--white);
  padding: 14px 40px;
  border: none;
  border-radius: 50px;
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s;
}

.btn-modal-close:hover {
  background: var(--primary-red);
  transform: translateY(-2px);
}

.policy-content {
  padding: 60px 0;
  background: var(--white);
}

.policy-wrapper {
  max-width: 900px;
  margin: 0 auto;
}

.policy-wrapper h1 {
  font-size: 38px;
  font-weight: 700;
  margin-bottom: 25px;
  color: var(--text-dark);
}

.policy-wrapper h2 {
  font-size: 28px;
  font-weight: 700;
  margin-top: 40px;
  margin-bottom: 20px;
  color: var(--text-dark);
}

.policy-wrapper h3 {
  font-size: 22px;
  font-weight: 600;
  margin-top: 30px;
  margin-bottom: 15px;
  color: var(--text-dark);
}

.policy-wrapper p {
  font-size: 16px;
  line-height: 1.8;
  color: var(--text-gray);
  margin-bottom: 18px;
}

.policy-wrapper strong {
  color: var(--text-dark);
  font-weight: 600;
}

.policy-wrapper a {
  color: var(--accent-red);
  text-decoration: underline;
}

.footer {
  background: var(--text-dark);
  color: var(--white);
}

.footer-top {
  background: linear-gradient(135deg, var(--primary-red) 0%, var(--dark-red) 100%);
  padding: 50px 0;
}

.footer-cta {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 40px;
}

.footer-cta-content h3 {
  font-size: 32px;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--white);
}

.footer-cta-content p {
  font-size: 17px;
  opacity: 0.95;
  color: var(--white);
}

.btn-footer-cta {
  background: var(--white);
  color: var(--primary-red);
  padding: 16px 40px;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 700;
  font-size: 16px;
  transition: all 0.3s;
  white-space: nowrap;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
}

.btn-footer-cta:hover {
  background: var(--light-accent);
  transform: translateY(-3px);
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.3);
}

.footer-main {
  padding: 80px 0 50px;
}

.footer-content {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 50px;
}

.footer-logo h3 {
  font-size: 28px;
  font-weight: 700;
  margin-bottom: 20px;
  color: var(--white);
}

.footer-description {
  font-size: 15px;
  line-height: 1.8;
  opacity: 0.85;
  margin-bottom: 25px;
  color: var(--white);
}

.footer-social {
  display: flex;
  gap: 12px;
}

.social-link {
  width: 45px;
  height: 45px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  transition: all 0.3s;
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.social-link:hover {
  background: var(--accent-red);
  border-color: var(--accent-red);
  transform: translateY(-3px);
  box-shadow: 0 5px 15px rgba(239, 68, 68, 0.3);
}

.footer-links-section h4,
.footer-contact h4 {
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 25px;
  color: var(--white);
  position: relative;
  padding-bottom: 12px;
}

.footer-links-section h4::after,
.footer-contact h4::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 40px;
  height: 3px;
  background: var(--accent-red);
  border-radius: 2px;
}

.footer-links-section ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.footer-links-section a {
  color: var(--white);
  text-decoration: none;
  opacity: 0.85;
  transition: all 0.3s;
  font-size: 15px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.footer-links-section a svg {
  flex-shrink: 0;
  color: var(--accent-red);
  opacity: 0;
  transform: translateX(-10px);
  transition: all 0.3s;
}

.footer-links-section a:hover {
  opacity: 1;
  color: var(--accent-red);
  padding-left: 5px;
}

.footer-links-section a:hover svg {
  opacity: 1;
  transform: translateX(0);
}

.footer-contact-item {
  display: flex;
  gap: 15px;
  margin-bottom: 20px;
}

.footer-contact-item svg {
  flex-shrink: 0;
  color: var(--accent-red);
  margin-top: 3px;
}

.footer-contact-item .contact-label {
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  opacity: 0.7;
  margin-bottom: 5px;
}

.footer-contact-item p,
.footer-contact-item a {
  font-size: 15px;
  line-height: 1.6;
  opacity: 0.9;
  color: var(--white);
  text-decoration: none;
  transition: all 0.3s;
  margin: 0;
}

.footer-contact-item a:hover {
  color: var(--accent-red);
  opacity: 1;
}

.footer-bottom {
  background: rgba(0, 0, 0, 0.2);
  padding: 25px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-bottom-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.footer-bottom p {
  font-size: 14px;
  opacity: 0.75;
  color: var(--white);
  margin: 0;
}

.footer-legal {
  display: flex;
  align-items: center;
  gap: 15px;
}

.footer-legal .separator {
  opacity: 0.3;
}

.footer-legal a {
  color: var(--white);
  text-decoration: none;
  font-size: 14px;
  opacity: 0.75;
  transition: all 0.3s;
}

.footer-legal a:hover {
  opacity: 1;
  color: var(--accent-red);
}

@media (max-width: 968px) {
  .mobile-menu-toggle {
    display: flex;
  }

  .nav-items {
    position: fixed;
    top: 120px;
    left: 0;
    right: 0;
    background: var(--white);
    flex-direction: column;
    padding: 30px 20px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    transform: translateY(-100%);
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s;
    gap: 0;
    max-height: calc(100vh - 120px);
    overflow-y: auto;
  }

  .nav-items.active {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
  }

  .nav-menu {
    flex-direction: column;
    width: 100%;
    gap: 0;
  }

  .nav-menu li {
    width: 100%;
    border-bottom: 1px solid var(--light-gray);
  }

  .nav-menu a {
    display: block;
    padding: 15px 0;
  }

  .dropdown-menu {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    padding: 0;
    margin-left: 20px;
    display: none;
  }

  .dropdown.active .dropdown-menu {
    display: block;
  }

  .btn-nav-cta {
    width: 100%;
    text-align: center;
    margin-top: 20px;
  }

  .hero-content-wrapper,
  .protection-grid,
  .trust-content,
  .benefits-grid,
  .detail-grid,
  .main-service-card {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .main-service-card:nth-child(even) .main-service-image {
    order: 0;
  }

  .services-grid,
  .why-choose-grid,
  .types-grid,
  .process-grid,
  .coverage-grid,
  .steps-grid,
  .testimonials-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 25px;
  }

  .stats-wrapper {
    grid-template-columns: repeat(2, 1fr);
    gap: 25px;
  }

  .contact-wrapper {
    grid-template-columns: 1fr;
  }

  .footer-content {
    grid-template-columns: 1fr 1fr;
    gap: 40px;
  }

  .footer-info {
    grid-column: 1 / -1;
  }

  .footer-cta {
    flex-direction: column;
    text-align: center;
    gap: 25px;
  }

  .footer-bottom-content {
    flex-direction: column;
    gap: 15px;
    text-align: center;
  }

  .hero h1 {
    font-size: 38px;
  }

  .section-title,
  .page-hero h1 {
    font-size: 36px;
  }

  .detail-content h2,
  .trust-text h2,
  .benefits-content h2 {
    font-size: 32px;
  }
}

@media (max-width: 640px) {
  .banner-content {
    flex-direction: column;
    align-items: center;
    gap: 12px;
  }

  .hero {
    padding: 60px 0;
  }

  .hero h1 {
    font-size: 32px;
  }

  .section-title,
  .page-hero h1 {
    font-size: 30px;
  }

  .services-grid,
  .why-choose-grid,
  .types-grid,
  .process-grid,
  .coverage-grid,
  .stats-grid,
  .stats-wrapper,
  .steps-grid,
  .testimonials-grid {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .contact-info-panel,
  .contact-form-panel {
    padding: 35px 25px;
  }

  .main-service-card {
    padding: 35px 25px;
  }

  .modal-content {
    padding: 35px 25px;
  }

  .footer-content {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .footer-info {
    grid-column: auto;
  }

  .footer-cta-content h3 {
    font-size: 26px;
  }

  .btn-footer-cta {
    width: 100%;
    text-align: center;
  }
}